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Contribute over match or go taxable for non-U.S. citizen?
Contribute over match or go taxable for non-U.S. citizen? I’m 30, non-U.S. citizen residing in the U.S. on working visa. I do have emergency fund savings but have 0$ for retirement. I started maxing my HSA contribution and thinking about starting my 401k this year. The company contributes 4% for my 5%, but considers me Highly Compensated Employee (HCE) and limits match to $4000 annually. The match ves...
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