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In 4.5k CC debt, should I pay off in increments or save up to pay all at once?
In 4.5k CC debt, should I pay off in increments or save up to pay all at once? Hi! 21 y/o here. This has been giving me great shame but I made some irresponsible decisions in both 2023 and 2024 and wasn’t able to work last year so I ignored my debt. Now my mistakes from last year are coming back to bite me in the ass. I started working again and make about $2,000 a month. I could attempt to chip away at this debt in $500-...
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