Help me math – should I refi my student loan?

Help me math - should I refi my student loan? I have a professional degree which, as a first time college student single-parent bootstrapping myself outta poverty left me with fun student loans. I refinanced my student loans when rates were low, and I'm only recently able to pay over my minimum payment. Lo and behold, my bank won't let me direct extra payments towards principal. My current ...

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