Early retirement, lump sum or am I ruining my future.

Early retirement, lump sum or am I ruining my future. I am going to have to leave my job to care for my elderly parent. Currently drowning in debt, barely making minimums. Plan is to take my pension as a lump sum payout and using it to completely pay off all debt including personal loans and credit cards. The rest will let me stay home with my parent. Plan is to sell the home parent and I co-own on...

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