Does VOO and chill work at 58 years old?

Does VOO and chill work at 58 years old? My mother in law asked me what I invest in and I told her I'm boring index holder. She asked if I could set that up for her. Does an S&P index still provide great return if she's using it like a savings account? Or should I push her towards like a dividend equity like SCHD so it's safer but she can see dividends going into the account?
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