What would you do? Early 20s and scared to invest, scared to not invest

What would you do? Early 20s and scared to invest, scared to not invest About me: -Early 20s -College degree -Living abroad on a stipend, no idea if going to stay abroad, final career path, etc. The finances: -17k in high yield savings -10k in Treasury bond -18k in checking -10k in CD which matures in March -A couple thousand in euros saved up from monthly stipend The situation: Scared to invest because it's overwhe...

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