feel behind and not making enough money for my age

feel behind and not making enough money for my age I'm 20(M) currently making $35k a year and feel like i'm behind because of mistakes I made. I got into $10k cc debt going on trips and buying pointless things. I pay $2k in bills not including my cc payment. I'm back in school trying to learn a skill but feel like 4 years is long to make more money with that degree while paying off that debt. Sh...

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