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Help me assess my risk
Help me assess my risk I'm 44, married, 3 kids. My wife earns very low income and I'm at around 120k. We are both in very recession-dependent sectors. As a result we have always been risk- and debt-averse so we don't get caught unable to pay our bills. As of 3 years ago, we have no debt. We are good savers and have built up 500k but it's just sitting in HYSA. This was...
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