At what feels like the end of my rope.

At what feels like the end of my rope. I'm 32, almost 33. Own a home I inherited from my grandparents in 2019. Took out a mortgage to update/renovate and then a Home Equity Loan to finish up and do some other repairs. Last year I spent around 8.5k on dental work, insured but dental insurance is a joke so this and some other credit card debt totaling around 30k went into a debt counse...

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