So far behind – need advice to catch up (late 30s)

So far behind - need advice to catch up (late 30s) I had a terrible relationship with money until my mid 30s. At 36, I found myself in 50k of credit card debt from gambling addiction and nothing to my name. I got my act together the last few years and now have 0 debt, 8 months emergency fund, but only 50k in my 401k. I'm 39. I dont own any property, but I have the ability to save ~$2,000 per mon...

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