To add to principal or not to add to principal?
To add to principal or not to add to principal? That is the question. A little about me: I am getting somewhat close to paying off my home mortgage. My mortgage principal paid each month is currently $400. I have been putting in an extra $400 principal for a year or two now, trying to drive down how much interest I have yet to pay. My loan is a conventional 15-year loan at 2.375% interest. Th...