Buying first car- what to expect?

Buying first car- what to expect? Hi! I’m looking to buy my first car and am hitting a roadblock on what realistically to expect in a car payment. I’m 19, I work a secured good paying job, (65,000 a year), and have a credit score of 695. The car I’m interested in is a 2019 VW Jetta that’s priced about $12,500 and I’m looking to put a down payment on it for around $3-4k. I do l...

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