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Should I have zeroed out my credit cards before getting pre approved for a mortgage?
Should I have zeroed out my credit cards before getting pre approved for a mortgage? I signed up for pre approval for a few mortgage lenders and one emailed me back asking about my "debts" showing several credit cards with balances and minimum payments next to them. We have excellent credit, high end of 700's, but we put all our spending on credit cards to reap the rewards. They're all on autopay and they're completely paid off ...
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