How does this setup look for a married couple (33 and 34) with a 19 month old?

How does this setup look for a married couple (33 and 34) with a 19 month old? Looking to dial in on our cash. How does this setup look so far? Trying to keep the investments as simple as possible for now. Gross income is about $125k, pulling in about $8300 net per month. What can be added and/or altered? Checking: 1-2 months of expenses * HYSA 1: Has funding for remainder of PSLF payments * HYSA 2: 6-12 months expenses em...

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