Credit is poor due to missed payments

Credit is poor due to missed payments I missed 2 payments on my car loan because of a sudden situation and i informed them that i might miss payments (no deferred payments left) and the girl said yeah its fine we understand and pay as its possible for you. Now i have been paying from october to January this year and it says i missed a total lf 6 months. Should have been 2. What shou...

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