I’m spending over 20% of my income on healthcare despite being pretty healthy

I'm spending over 20% of my income on healthcare despite being pretty healthy I make around 42,000 a year before taxes give or take (I make commission and tips in addition to a base salary so my income can vary). I get health insurance through my workplace. I stupidly chose the second highest tier plan because I needed mental healthcare covered. I also added dental and vision. Because of this $287 is taken out of my biwee...

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