Where to stash larger emergency fund?

Where to stash larger emergency fund? I have about $100k I keep in a HYSA just in case of a layoff. Yes, this amount is necessary because it could take me 1-2 years to replace my income as the breadwinner. With rates going down, I’m thinking about where would be the best place to keep it. A few considerations:
Limited risk because obviously i might need it at any time. However doe...

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