Lots of cc debt (10k), 30k in student loan debt, 6k left on car payment, rent is 1400 a month, 4k USD a month (net) income.

Lots of cc debt (10k), 30k in student loan debt, 6k left on car payment, rent is 1400 a month, 4k USD a month (net) income. I'm trying to get a hold of my finances. I got a job making 72k a year in California, but I have no savings. It's getting scary.. I wanted to ask my parents to loan me 10k to pay off my cc debt and owe them instead so I'm not hit with interest. All of my 0 apr intros have expired so I'm paying so much on interest.. ie 120 payment and 90 is added...

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