Advice needed: switching from an overdraft to a personal loan

Advice needed: switching from an overdraft to a personal loan Hi everyone, Six years ago, I took out a €20,000 student overdraft with an Italian bank (Intesa Sanpaolo). The repayment is due this June, and I’m planning to cover it with a personal loan. Here’s my situation:
I’ve used almost the entire overdraft, and with accrued interest, the total amount to repay is €20,503. Intesa Sanpaolo offers former s...

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