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Is it better to keep a small amount of savings for emergencies or pay off the credit card 2 months early?
Is it better to keep a small amount of savings for emergencies or pay off the credit card 2 months early? I have about $1000 in savings. I have 5185 in credit card debit with a 17.4 rate. I am on a repayment plan that pays 677 towards my credit card monthly with 1 additional payment of 260 (per paycheck, 1 month has 3 paychecks). Im trending to pay off the card in 8 months. We are putting $100 in savings per month and plan to convert the 677 debt r...
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