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Debt noob – which would you do?
Debt noob - which would you do? I'm contemplating taking out a personal loan from my credit union to pay off a long-standing credit card balance that I racked up as an idiot before settling in my career. My options are basically a 3-year scheme with interest X, or a 4-year one with 2X but leaves a better cushion in terms of per-month owed payment. Both situations are roughly ...
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