I just turned 25, I have no savings. Tell me what to do.

I just turned 25, I have no savings. Tell me what to do. I have a checking account with $700 in it. Credit limit of $7,100 of which I'm at around $4,000. I'm opening a savings account tomorrow and putting $100 in there. I'm working to get my credit card debt down, but I'm still in school and can only work part-time (roughly 35 hours per week but this is about to go down to 25-30). Monthly expenses ar...

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