Invest 20K- Thoughts on the portfolio?

Invest 20K- Thoughts on the portfolio? Hello, I'm (22) new to investing and I plan on being a long term hold investor, minimal effort. What would you recommend? Option1: Roth IRA ($14,000 Total 2024+2025): 40% VOO (Core U.S. Large-Cap Index) = $5,600 25% QQQM (Nasdaq 100) = $3,500 20% AVUV (Small-Cap Value) = $2,800 15% VXUS (International Developed) = $2,100 Brokerage Account (...

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