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Most efficient contribution strategy for 401K max-out.
Most efficient contribution strategy for 401K max-out. I would like some advice on how best to max out the 401K at my workplace. My current pay is 184K USD (this is the base, up by 4K USD this year, no bonuses included, all cash, no equity). My employer matches 4% of the contributions and they offer the option for an extra 23K USD contribution to be mega backdoor'ed in. Since the total for 2024 was ...
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