How to deal with Charge-Off

How to deal with Charge-Off Hey everyone. So, super unfortunate financial issue for me and just looking for advice. I had a vehicle with $12,000 left on the loan and was in an accident. The car was totaled. Was not my fault and the insurance of the driver claimed fault and the settlement was only for $5,000 because of a limits issue. I did not accept, got a lawyer, and am ...

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