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LPT: Add a “miscellaneous” line to your budget for unexpected small expenses.
LPT: Add a “miscellaneous” line to your budget for unexpected small expenses. Unexpected costs (like last-minute gifts or small repairs) often throw off budgets. A 5-10% "miscellaneous" line prevents you from dipping into savings for these small surprises.
submitted by /u/SophiaCole29
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