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At 32 years old, I have no retirement planning
At 32 years old, I have no retirement planning I (32M) do not have any retirement setup. It’s not offered through my job, either. I have $70k in student loan debts, and able to save about $2k/mo after all of my living expenses. I have a savings of about $40k in a HYSA but I’m unsure of the next steps. Home ownership was a goal but with the current pricing and interest rates, it’s not in my f...
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