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I’m 23, and I fear I’ve completely ruined my future.
I'm 23, and I fear I've completely ruined my future. I started building my credit a couple years ago, and I vowed to be the most responsible credit user possible. My family warned me about credit cards but I knew I had the discipline for them. Up until this year, I was fairly responsible. I did get a few more cards but I was so entirely caught up that not only was I saving money but I never paid a...
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