Max out ROTH immediately?
Max out ROTH immediately? Should I max out my 2025 ROTH immediately? Currently I have $36k in my HYSA @4.58%. I have no debt and just rent of $400 (living at home). In 2025 I will be looking to move out and expect to spend about $10k on that between first last security and furniture. (VHCOL) I make about $90k a year. My question is do I lump sum the $7k now out of my HYS...