What to do with my Annuity?

What to do with my Annuity? Hello, I am currently 36m and trying to understand what my financial advisor set up a few years ago. Currently have two accounts in an annuity first is a 403b and total balance is $17.5k with a surrender value of $15.5 The second is a Roth Ind retirement annuity worth $2.27 surrender value of $2k My questions are can I transfer them from Nation...

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