Rate my personal finances
Rate my personal finances 38M and 38F, combined income: $300k. We have a 4 year old and another one on the way. Emergency fund: * 12 months of mortgage Debts: * Mortgage - 30 yrs, 700k, 5.125%. 1 year into it. No plans to prepay or extra principal payments Investments: * Combined 401k: 550k (almost all of it in S&P 500 index and my company stocks whose returns beat S&P 5...