Worth refinancing car for 1.5%?
Worth refinancing car for 1.5%? I have a 2023 car that I bought new a few months ago at 6.13%, and I owe just over 12k on a 48 month term. Navy fed just lowered their rates, and can potentially offer 4.54%/36mo plus a 200 dollar incentive to refinance. Either way, I'll be paying the vehicle off within a year and a half from now. Would you refinance or is it not worth the troub...