option to go for home loan more than the sale value

option to go for home loan more than the sale value I am buying a investment home from my realtor, he owned in previously. Not judging her - but the home fell right in my budget and investment bracket. While prepping for the offer, she said I could actually go for more loan value(like 280K$) than the agreed home value(260K$). She says that it’s better option as she wants to give that difference ...

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