Take the Tax Penalty to Create an Emergency Fund or Roll it to a traditional IRA?

Take the Tax Penalty to Create an Emergency Fund or Roll it to a traditional IRA? Hi all, I looked at the common topics and it seems that building an emergency fund is more important than contributing to retirement. I am seeking advice on what the best option would be. I currently have no credit card debt, but I do have student loans. I live paycheck to paycheck and do not have any money in savings. I just found out that I...

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