21 years old, want to retire in 30 years, help me decide 401k fund allocation

21 years old, want to retire in 30 years, help me decide 401k fund allocation Financial guy our company pays gave me this allocation: https://i.gyazo.com/167373773fa19b84708e4f6aa1f6709b.png However, the expense ratios on some of these seem terrible: https://i.gyazo.com/377e1b1d55623907a5ac14a4274f6a99.png Here's all the available funds: https://i.gyazo.com/56f36b06cfc4c15be306e02a37c6e0ac.png Let me know if I should chan...

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