How big a deal is a mutual fund with a 0.08% expense ratio versus 0.02%? I have limited options with my 401k, but have certain preferences.

How big a deal is a mutual fund with a 0.08% expense ratio versus 0.02%? I have limited options with my 401k, but have certain preferences. I’d prefer not to move to a “personal choice” account if possible due to the hassle.
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