I don’t understand retirement funds

I don't understand retirement funds I've only now started to look at retirement funds, and I'm way too late to the game, and don't understand them. My company says they will match my 401k at 50%. Okay, I get that. So I invest 4%, I get 6%. Here's what I'm confused about. It also has this bit: If you meet the eligibility requirements, you will receive an Annual Retirement Contribut...

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