First job out of college at 25. How should I be managing the money I’m making? What should I be saving? What are my savings options when my work only offers a non-matched 401k?

First job out of college at 25. How should I be managing the money I'm making? What should I be saving? What are my savings options when my work only offers a non-matched 401k? I have my first job out of college at age 25 making $52,500/yr pre-tax. I get paid bi-weekly net around 1700$ (3400/month net). - Rent, utilities, phone, car insurance costs $1650/month - Phone - 15, car insurance - 90, utilities - 105 - Food bill is around 200-300/month - I have no existing debts as I was lucky to get scholarships and grants th...

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