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24k credit card debt. When is consolidation smart?
24k credit card debt. When is consolidation smart? Before you read: Yes, I got myself into a shithole, and yes, i am an idiot for doing so. I am making 84k annually (bring home 4600 monthly post tax) and am trying to cut this debt. Lots of stupid impulse spending that I have now stopped. Monthly costs are $2000 for rent(and all things apartment related like utilities), $500 for car payment + ins...
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