I am drowning in debt and can’t afford my expenses
I am drowning in debt and can't afford my expenses My husband and I bring in about $9,500 a month net. We have no savings, I don't have any retirement account, my husband does (and contributes about $600/month). We have 3 kids (8, 5, and 3 yrs old). We spend more than we bring in. My credit score has dropped from 850 to 600 in the last few months after purchasing our home. I was not on board wit...