30k CC debt. Advice/personal loan

30k CC debt. Advice/personal loan Two cards 18k with 26 apr 12k with variable 22-29 I have never missed a payment and my score is 700+ I make about 2500-3000 a month. I basically am paying them both off but it seems as interest. Would it be wiser to just take a personal loan quoted at 33k at 25% Apr (33 amount, loaned 30k- 2,600 origination fee) 900$ a month for 5 years. That’...

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