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How come credit rating works so different in different parts of the world?
How come credit rating works so different in different parts of the world? So, in the US for example, to have a good credit score and get a good mortgage, as I understand it, you should have open lines of credit, use them responsibly over time and never ever pay late. In Sweden, where I live, open lines of credit is ALWAYS bad for your credit score, and, additionally, it can really hurt your mortgage. For example, if I...
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