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Ok, I’m done trying to time the market.
Ok, I'm done trying to time the market. Hello! Almost 30, married, no kids. About 75k gross income a year. I've been saving into a HYSA for the past couple years to avoid what I felt like was an unstable market on the brink of recession, and ideally to buy a house if the mortgage rates went down. As we know, those things didn't happen. I have some small IRA (about 5k) and savings (6k)...
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