34-No debt but almost no retirement savings. What to do?

34-No debt but almost no retirement savings. What to do? So I'm a 34 year old IT worker who lost most of her 20s to disability and was only able to properly start her career a couple years ago. The good news is that I was able to pay off my student loans, I own my car ownright and I have no personal debt. The bad news is that my retirement savings are drastically underdeveloped for my age-I only have...

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