Crazy car insurance quotes with a clean record?

Crazy car insurance quotes with a clean record? I've been looking at leasing a new car in NYC. An Ioniq 6. I've had continuous coverage on a beater I drive around for over a year. I've been licensed since 18, I'm 32. 0 insurance claims, 0 accidents, 0 moving violations or any tickets. So how on earth am I being quoted $400-500 a month for full coverage? I even pulled my records from the DMV t...

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