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(California) What does 30% coinsurance mean?
(California) What does 30% coinsurance mean? Let's say I have to have a surgery. Here in USA those are very expensive. Does 30% coinsurance mean I have to pay 30% of it until I reach my out of pocket cost, and then insurance covers the rest? Or does it mean 30% until I meet my deductible (the plans I qualify for don't have any deductible). Or 30% of something else? It feels weird having in...
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