Ditching my target date fund – good idea?
Ditching my target date fund - good idea? I (36 y/o) have been in a traditional 401k with Fidelity for the last 6 years, and I have been 100% investing in the 2050 TG Fund (FHAPX) I notice the expense ration is .49% which is quite high. I've also noticed that sites like Morningstar give the fund a 3 stars I noticed that my plan lets me pick some ETFs - it lets me pick FXAIX which is app...