Is this a smart option CC consolidation?
Is this a smart option CC consolidation? I recently reached out to my credit union for a personal loan for $15,000 to consolidate credit card debt. I had not used credit cards to that level in years but I had to during the pandemic because I was laid off. Won’t go into all that but I stopped using them…but the interest rates were high and it’s been slow for me to get back on track with...