Is my “financial advisor” actually my financial advisor?

Is my "financial advisor" actually my financial advisor? I'm almost certain that I'm being taken advantage of. Forgive me for the long background, there's a TL;DR at the end. A couple years ago I was still in the Navy. I was a submarine electrician on recruiting orders, so even though I wasn't going to be recruiting for my whole career, I was temporarily one of those guys who went to high schools and ...

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