Can someone help me with deciding how much to put in Roth IRA?
Can someone help me with deciding how much to put in Roth IRA? I am struggling to understand when you should do it and when not to. I deliver for Amazon flex. I have enough in HYSA to do the full $6500. I already filed my taxes and paid like $600 federal, and got $200 state refund. Is there any reason to NOT do Roth IRA in my situation with full amount, besides the drawback of not being able to use the fun...